Cost & Coverage

Welcome to Mastercare — Trusted Senior Care for 24 Years

Affordable, Transparent, Compassionate Care Starts Here

We help you navigate the costs of care with clarity, flexibility, and support—so your loved ones receive the best without the guesswork.

Customized Care Personalized Pricing

Clear pricing, flexible options, and expert guidance. Mastercare helps families understand costs, explore funding, and choose the right plan—delivering dependable home care with transparency, dignity, and peace of mind.

Affordable, Transparent, Compassionate Care Starts Here

Mastercare makes costs understandable and care accessible. We explain rates, options, and what’s included before services begin, so families plan confidently. Our compassionate team prioritizes quality, value, and trust—delivering dependable support without pricing surprises, so your loved one receives exceptional care while you maintain control of the budget and decisions.

Customized Care, Personalized Pricing

Every situation is unique. Pricing reflects care type, weekly hours, live‑in or hourly scheduling, level of medical support, service location, and urgent or on‑call needs. We tailor plans to real goals, preferences, and routines, ensuring fairness, flexibility, and transparency in every personalized recommendation, estimate, and written quote. Budget alignment included.

Insurance & Payment Options Overview

We help families navigate funding for home care. Options may include private pay, long‑term care insurance, Veterans Affairs programs, Medicaid waivers, employer assistance, and shared family contributions. Coordinators confirm eligibility, paperwork, and timelines—maximizing coverage, reducing out‑of‑pocket expenses, and helping services begin sooner with clarity, confidence, and careful planning. Always personalized.

Private Pay

Private pay offers simplicity and control. Families select services and schedules without third‑party constraints, adjusting hours as needs change. We provide clear invoices, predictable billing cycles, and helpful budgeting guidance. Coordinators can combine private pay with other benefits to stretch resources while maintaining consistent, high‑quality, person‑centered care at home.

Long‑Term Care Insurance

If you hold long‑term care insurance, we assist with verification, benefit triggers, and claims. Our team documents activities of daily living, care hours, and service notes to streamline approvals. Coordinated billing and communication reduce delays, helping policies fund timely, appropriate home care with less stress for families and caregivers.

VA Benefits

Eligible veterans and surviving spouses may access VA programs supporting in‑home care. We coordinate with VA resources, clarify documentation, and align care plans with program requirements. By guiding applications and verifications, Mastercare helps families unlock earned benefits and integrate them effectively with other payment sources for reliable, sustainable support.

Medicaid Waiver Programs

State Medicaid waivers can make home care attainable for qualifying clients. We explain eligibility, help organize paperwork, and coordinate authorizations. Our team aligns service hours and tasks with approved plans, ensuring continuity and compliance. We blend waivers with other funding sources to maintain consistent, person‑centered, dignified care at home.

Employer Assistance Programs

Some employers offer caregiving stipends, paid‑time benefits, or savings plans that offset home care costs. We assist families in understanding available programs, coordinating documentation, and applying funds correctly. Combined with insurance or private pay, employer assistance meaningfully extends budget capacity while supporting employee well‑being, household stability, and long‑term productivity.

Family Shared Contributions

Families sometimes combine resources to fund care. We provide transparent estimates, schedules, and invoices to simplify shared budgeting. Coordinators can split payments across parties, outline expected monthly totals, and suggest cost‑saving schedule adjustments—helping relatives collaborate fairly, avoid confusion, and sustain consistent support for the person receiving compassionate home care.

Free Consultation

Unsure where to start? Mastercare offers no‑obligation consultations to discuss needs, budgets, timelines, and coverage. We review options, answer questions, outline funding pathways, and propose tailored next steps. Families gain clarity without pressure before choosing services that fit comfort, goals, and real financial realities with confidence and peace.

Insurance & Payment Options

We Help You Make the Most of Every Option

We work with multiple funding sources and payment plans to make care accessible for every family.

Private Pay
Long-Term Care Insurance
VA Benefits (Veterans Affairs)
Medicaid Waiver Programs
Employer Assistance Programs
Family Shared Contributions

Your Peace of Mind Is Priceless—But Our Consults Are Free

Still unsure? We offer no-obligation consultations to walk you through services, costs, and payment strategies that fit your budget.

Affordable, Transparent, Compassionate Care Starts Here